The money habits that individuals develop over time will be an integral part in the wealth status that is achieved. Whether you are operating a household or a small business, it is essential that you are aware of the correct ways to manage your cash flow. This is important given that the last thing that anyone wants is money problems. The fact is, it takes discipline to attain financial success. Properly handling ones finances is among the many things that schools do not teach. This certainly is regrettable, and requires change, as our financial freedom and money habits are an important part of our life. Many people do not put wealth-building plans in place, so they resort to living from pay check to pay check and eventually from social benefits when they reach retirement. Apply the principles in the Cashology Academy Wealth Workbook and develop the habits that lead to financial success.