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Young adults are especially financially vulnerable because they're just starting out, want a lot of stuff, and are not earning the big bucks yet.
So, they're borrowing too much and saving too little (if at all), and they're in a financial mess.
But it doesn't have to be like that.
Instead, imagine a life where you have peace of mind because your financial affairs are in order, and you're on the right path to building wealth.
The trick is to develop the right money mindset so you can start controlling your money instead of letting your money control you.
Sure, it takes a little time and effort in the beginning, but the reward is lifelong financial security.
In this guide, you'll discover:
And much more.
Whether you're a student or already working, this guide will give you the information you need to manage your finances.
If this sounds like you, you're not alone.
The educational system often neglects financial literacy, leaving many young people anxious about debt, financial mistakes, and missed opportunities. But you don't have to be just another statistic. Even if finance isn't your strong suit, you can learn to manage money effectively. Best of all, you don't need expensive courses or schools. This guide provides the straightforward guidance and resources you need to succeed. Here is just a fraction of what you will discover:
...and so much more!
Think you're too young to start learning about money or believe financial advice is only relevant if you have an income? Think again! Financial Literacy for Teens is explicitly crafted for young people, whether you have a job yet or not.
Worried that the concepts will be too complex? Don't be! We've broken down financial principles into clear, manageable ideas that are easy to understand and apply.
If you want to lay the groundwork for a future of financial security, increased opportunities, scroll up and click the Add to Cart button now!
In the competitive world of entertainment, understanding the intricacies of film distribution is the key to success. Checkpoint Decoder: Unlocking the Film Distribution Codes is an essential guide for filmmakers, producers, and industry professionals looking to navigate the evolving landscape of theatrical, streaming, and digital distribution.
Written by SGT MAJOR KEITH L. CRAIG, a seasoned expert with hands-on experience in global film distribution, this book provides a behind-the-scenes look at how films make their way from production to audiences worldwide. Craig shares real-world insights, strategic approaches, and industry secrets drawn from his extensive career working with major studios and streamers.
This book breaks down:
Whether you're an independent filmmaker trying to get your work noticed or a producer seeking the best distribution strategy, Checkpoint Decoder: Unlocking the Film Distribution Codes is your ultimate roadmap to success.
Get ready to rev up your imagination with 'Roaring Monster Trucks: An Exciting Coloring Adventure for Boys and Girls Ages 3-12'! This action-packed coloring book is a thrilling journey into the world of colossal monster trucks that will captivate children of all ages.
With 50 dynamic and detailed illustrations, young artists can unleash their creativity as they bring these mighty vehicles to life with an explosion of colors. From adrenaline-pumping stunts to mud-splattering off-road races, each page offers an engaging scene that will excite and entertain.
Designed to cater to children between the ages of 3 and 12, this coloring book is perfect for boys and girls who love the thrill of monster trucks. Whether they are toddlers fascinated by these massive machines or older kids who are passionate about these four-wheeled wonders, there's something for everyone in this coloring adventure.
As they color, kids will not only develop their artistic skills but also enhance their fine motor skills, concentration, and creativity. The large and simple illustrations make it easy for young hands to color within the lines and create impressive masterpieces.
Bring the excitement of monster trucks to your child's playtime and spark their imagination with this captivating coloring book. 'Monster Truck Mania' is not just an ordinary coloring book; it's an action-packed experience that will provide hours of joy, entertainment, and educational fun for kids and parents alike. Order your copy today and let the colorful adventure begin!
Six-year-old Sally Diane Freida wants to be brave, but what will she do when she has to face a GIANT...bug...in her shoe?! With one of her favorite red shoes in hand and a trust that God is with her, Sally Diane faces her fears. Come and see how she learns to be brave. And you can too!
Is your goal to own and operate a Canadian small business or transition to self employment?
FASTSTART Your Business is the quintessential guide to eliminating unnecessary stress, focusing on what matters most, and setting yourself up for long term success. Inside, you'll discover:Step by step framework on what you need to do as a sole proprietor and how to build a strong foundation
Why most new businesses need to register and guidance on how to do it in every province.
What every business owner needs to know about sales tax (GST/HST and QST), how to register and how to save money with the Quick Method.
What you need to know about hiring employees and how setting it up is easier than you think.
How to reduce taxes by reviewing the types of expenses that are deductible for small businesses and insights on preparing your income tax return even if you outsource it to an accountant.
How much you need to save in taxes so that you can be prepared and avoid unpleasant surprises when you do your tax return.
The different types of business structures and whether a sole proprietorship or a corporation is best for your situation.
And much more!
Learn everything you need to know, including strategies for success, methodologies that will make your life easier, and which tools to use from author Ronika Khanna CPA, CA, CFA and get your business up and running fast.
Includes complimentary PDF version with proof of purchase
Types of businesses that will benefit from this book include:Anyone starting their own business or transitioning to self employment.
Freelancers, independent contractors and self employed individuals who have started to see growth in their business
Existing business owners who want to make sure that they are following the right path with respect to their registration, accounting and tax
Those who are either thinking of starting or already have a part time gig such as web developers, ebay sellers, writers/bloggers, course creators etc.
What happens when the past refuses to stay hidden?
In the idyllic town of Mills Creek, the disappearance of Willow Montgomery sends shockwaves through her circle of friends. Once inseparable, they find themselves at the heart of the chilling mystery. When Willow's body is discovered, her death reveals an intricate web of betrayal and lies. The group is forced to confront their darkest fears and hidden guilt. With every twist and turn, the line between reality and deception blurs, as the dead girl's voice seems to echo from beyond the grave.
Trust is a luxury they can't afford, and every shadow hides a secret. As they dig deeper into Willow's past and their murky motivations, they must grapple with the chilling realization that some truths are best left buried. But in a town where everyone has something to hide, the only certainty is that the past is never truly forgotten.
Blackbeard edition!!
Dive into an unforgettable adventure with The Tale of Captain Elias, a gripping saga that transports you to the treacherous waters of the high seas, where danger lurks around every corner and destiny awaits the bold. Follow the journey of Elias, a young boy with dreams of becoming a legendary pirate. When fate leads him to a mysterious mariner and a dark ship, his life takes a thrilling turn. As he rises through the ranks of a fearsome crew, Elias grapples with the harsh realities of pirate life, forms deep bonds with his fellow sailors, and confronts the moral dilemmas that come with the pursuit of power and wealth. From fierce battles and devastating storms to haunting betrayals and unexpected alliances, this epic tale weaves a rich tapestry of adventure, loyalty, and self-discovery. As Elias navigates the turbulent seas and the complexities of his own heart, he learns that true treasure lies not in gold and glory, but in the choices we make and the legacy we leave behind. Perfect for fans of pirate lore and high-seas escapades, The Tale of Captain Elias is a captivating journey filled with passion, peril, and the timeless allure of the ocean. Prepare to be swept away by a story that will linger in your heart long after the final page is turned. Join Captain Elias on his quest for adventure, and discover the true meaning of bravery and redemption on the boundless waves!
In the competitive world of entertainment, understanding the intricacies of film distribution is the key to success. Checkpoint Decoder: Unlocking the Film Distribution Codes is an essential guide for filmmakers, producers, and industry professionals looking to navigate the evolving landscape of theatrical, streaming, and digital distribution.
Written by SGT MAJOR KEITH L. CRAIG, a seasoned expert with hands-on experience in global film distribution, this book provides a behind-the-scenes look at how films make their way from production to audiences worldwide. Craig shares real-world insights, strategic approaches, and industry secrets drawn from his extensive career working with major studios and streamers.
This book breaks down:
Whether you're an independent filmmaker trying to get your work noticed or a producer seeking the best distribution strategy, Checkpoint Decoder: Unlocking the Film Distribution Codes is your ultimate roadmap to success.
Navigating grief and personal struggles has never been easy; doing so alongside falling in love is just asking for heartache.
Haunted by his trauma, Atlas Hale is a recluse, who seeks solace in silence, navigating through life with a stone-cold expression to guard against any emotional intrusion. Shrouded by the pain of his past, Atlas has steadfastly sworn off relationships altogether. He walks a solitary path where connections are avoided to prevent the risk of further heartache. He's content in his isolation, or at least, he thought he was until he met her.
Nova Hawkins, a lifelong dreamer, faces a profound shift when grief shadows her world after her mother's death. Hardly grappling with her new reality, the pain only intensifies when Nova receives a poignant reminder-a bucket list and letters from her deceased mother. Realizing she isn't healed enough to complete them alone, she stumbles upon a solution to her problem on the anniversary of her mother's death.
Atlas has his own traumas to figure out, and the last thing that he needs is a companion. He knows that allowing Nova into his already crumbling life is a recipe for disaster. But what happens when the pair find themselves gaining far more than they garnered? Can their love endure, or will the weight of their pasts be insurmountable?
Lux never knew his parents. Raised as an alien soldier from birth, he was taught to reject emotion and rely only on his instincts to survive the hostile universe. Now, facing a war-torn future and the absence of the little comforts he had always known, he must decide what kind of life he wants. Should he do what he was trained for? Or will he stray from the path when he meets her...?
Simeria never knew comfort or stability, even having been raised as human royalty. Tortured by her father from a young age, she became numb to any notion of freedom or love. Through the years, her ambition morphed into a desire for revenge and her scars became motivation. Her father wanted a weapon, and he got one in her. After finally escaping her father's grasp and igniting the flames of war, will she find her vengeance? Or will she find a new purpose in life when she meets him...?
Follow Lux on his path to discover the truth behind his creation, the deceit that hides it, and the horrifying implication it has on all life within the universe. Uncover the secret of the Trucidator, and watch a hero fall.
Introduce your little ones to the thrilling world of monster trucks with 'Toddlers' Monster Truck Coloring Adventures'! This delightful coloring book is specially designed for tiny hands, providing endless roaring fun for toddlers aged 2 to 4.
Inside this engaging coloring adventure, young truck enthusiasts will discover a captivating collection of giant-wheeled vehicles just waiting to be brought to life with vibrant colors. The simple and charming illustrations are perfect for toddlers, allowing them to explore their creativity and develop fine motor skills as they color within the lines.
Watch as their eyes light up with joy as they embark on coloring adventures with these magnificent monster trucks. From epic races and gravity-defying stunts to exciting off-road adventures, each page is a gateway to a world of imaginative play and artistic expression.
As they immerse themselves in coloring, toddlers will also enhance their hand-eye coordination and focus, making this coloring book not only entertaining but also a valuable educational tool.
'Toddlers' Monster Truck Coloring Adventures' is a perfect gift for little ones who are fascinated by big trucks and endless adventures. Whether it's for quiet playtime at home or on-the-go entertainment, this book is sure to keep toddlers engaged and entertained for hours.
Let the excitement roll in as your little truck enthusiasts grab their crayons and dive into this roaring world of monster trucks. Fuel their curiosity and creativity with this delightful coloring book that guarantees hours of joy and imaginative play. Get your copy today and watch your toddlers' faces light up with every colorful masterpiece they create
Follow the plan.
A call from Leah's ex in the dead of night jolts her out of her comfortable life. He's calling from an emergency room, giving her enough time to say goodbye to her beloved aunt. Leah soon learns she has inherited her Aunt Sadie's hobby farm. Following the unexpected inheritance, Leah finds herself taking a break from her high-pressure life as a lawyer. Provided with the opportunity to rekindle abandoned dreams and preserve Sadie's memory, Leah makes a plan. She will:
1. Find an investor and create the perfect business plan to match.
2. Make the necessary repairs to the farm.
3. Refrain from crying when the repairs list grows and grows and grows.
4. Avoid engaging in war with her too-handsome ex. (Glitter bombing him doesn't count, right?)
5. Absolutely not fall in love...again.
Following the plan has gotten her this far. What could possibly go wrong?
* Glitter Bombs & Second Chances is a second chance, open door romance full of second chances, banter, characters in their 30s+, and a bit of glitter.
Tropes/Tags:
- Second Chance, Small Town Romance
- Open Door
- Grief
- Anxiety/Panic Attacks (Described On Page)
- Death of Pseudo-Parent
- Planned Parental Kidnapping/Custody Issues (Off Screen)
War ravages the universe as the human Descended and alien Cerebi battle for dominance. Grandmaster Cadere has doubled his efforts to drive the human race into extinction, while Caesar plans to pass his seat of power to his daughter. Meanwhile...
Lux searches for his former Master in the heart of Domum after receiving a cryptic message. His determination to see a future of peace between humans and aliens has made him a target to both sides, leaving him desperate for allies. Without guidance, he feels his only choice is to keep fighting and see where victory on the battlefield will take him.
Simeria finds herself trapped by the actions of those around her as she must navigate leadership, looming motherhood, and separation from her husband. As she begins to grow more resentful of the war, her eyes are opened to other fears and futures that may be too late to avoid.
Watch as morality becomes little more than a dream, with the Corruption becoming a weapon more tempting over time. Can peace be won through war, or will the validity of Lux's efforts become tainted as he finds himself growing closer to becoming the villain he is prophesied to be?
Escape into a world of natural beauty with the Blooming Botanicals Coloring Book - an enchanting coloring book for nature lovers and art enthusiasts alike. With 50unique coloring pages featuring intricate floral designs and patterns, this book is perfect for anyone looking to unwind and tap into their creative side.Each page is carefully crafted with stunning artwork and designs, highlighting the beauty of nature and the intricate details of each flower. The pages are printed single-sided, allowing you to use a variety of coloring tools without any bleeding or smudging. Plus, with a large book size of 8.5 x 11, you'll have plenty of space to let your creativity flow.The Blooming Botanicals Coloring Book is suitable for all skill levels, from beginners to advanced colorists, and is designed to provide a calming and therapeutic experience. The high-resolution printing ensures that every detail is captured and that the colors pop off the page, making each illustration truly come to life.The book contains: 50 Unique Coloring Pages to color. Single-sided pagesBeautiful artwork and designsLarge book size 8.5 x 11Suitable for all skill levelsHigh-Resolution printingOrder your copy of the Blooming Botanicals Coloring Book today and start experiencing the joy of mindful coloring. Whether you're looking to unwind after a long day or just want to explore your creative side, this coloring book is the perfect way to do it. Don't wait - order now and start coloring your way to relaxation and creativity!
This coloring book is about a beautiful flower that embraced its uniqueness and beauty, becoming a metaphor for the feminine essence. Open the pages of this magical coloring book and immerse yourself in the floral magic and the exquisite portraits of women who honor their true selves. It will help you connect with your vibrant feminine spirit, finding harmony and inner peace.
You can bring each page to life with your favorite colors, emphasizing your feelings and mood. Forget about daily worries and let the artwork take you on a journey of creativity and inner tranquility. This book will be your faithful companion in the quest for self-discovery and self-expression, gifting you moments of inspiration and joy.
This coloring book for adults with mandalas invites you into a peaceful world of creativity and relaxation. Get inspired by intriguing geometric mandala patterns and immerse yourself in the meditative act of coloring. Release the stresses and busyness of everyday life while enjoying the process and creating unique works of art. Mandalas Adults Coloring Book is an excellent tool for achieving inner harmony and tranquility.
Writing Your Way to Recovery: How Stories Can Save Our Lives is an extraordinary collection of personal stories and creative writing exercises designed to help others achieve lasting sobriety. This book provides a vital roadmap to the artistic, personal and spiritual growth to all those battling addiction.
The authors of this unique approach to recovery should be dead. That they are not is a testament to the resiliency of the human spirit and the power of hope. Although they now share over three decades of sobriety, they spent even more years as alcoholics and addicts.
Hell on earth is real for those suffering from substance abuse, but the authors know that there is a way out of this hell. For they have lived it, and in these pages they offer the hope, strength and wisdom of the once seemingly damned.