Growing your real estate portfolio doesn't necessarily require money--and Pace proves it with this amazing book (Grant Cardone, New York Times bestselling author of The 10X Rule). Tap into creative acquisition strategies with this Wall Street Journal bestseller.

Supercharge your real estate investment portfolio with creative deals, the fast and affordable way to build wealth in any marketplace. Pace Morby--TV host of A&E's Triple Digit Flip and the king of creative finance--will guide you to success. From seller financing to subject-to deals, Pace will show you the innovative tactics he used to build a portfolio that includes more than 1,000 properties and $150 million in assets--all without using his own cash.

Whether you're a beginner or have already started your own real estate business, this book will fully prepare you to find off-market leads, uncover sellers' motivations, negotiate with confidence, close more deals, build a team, and much more. Wealth without Cash has everything you need to become a millionaire investor without risking your own capital.

With this book, you will:

• Build a portfolio of off-market deals without using your cash
• Convince any seller to do business with you through proven scripts and win-win solutions to common concerns
• Identify your strengths and build a team to support your needs
• Shift your mindset to fuel your creative finance journey
• Learn how to tackle entity structuring, taxes, paperwork, and legal concerns like the due-on-sale clause

2022 Foreword INDIES Gold Award Winner
Master the simple formulas behind every great real estate deal for a foolproof investing strategy.

Whether you're looking to purchase your first rental property, scale a portfolio, or evaluate massive syndication deals, every great real estate deal comes down to a few key metrics. From cash flow to compound interest, Real Estate by the Numbers makes it easy for anyone to master the concepts that form the foundation of real estate investing.

J Scott--best-selling author of four business books--and Dave Meyer--VP of Analytics at BiggerPockets--combine their data-driven investing experience to teach you everything you need to analyze deals, track your progress, and think like a professional investor. This book makes real estate math easy, and real-world examples from the authors' own portfolios will help you put these equations into practice. Not only will you maximize your returns, but you can build a personalized strategy and adapt it to changing market conditions.

Real Estate by the Numbers is the real estate reference guide that you'll come back to time and time again!

Inside, you'll discover:

• The key questions you should be asking before every investment (and how to find the answers)
• All the key formulas you'll need to make smart investing decisions
• The basic rules for making your money grow
• The ten most important investing metrics
• How to analyze real estate deals like a pro
• Different strategies to finance real estate deals
• How to track your investing performance over time
• And much more!

Ever wonder how banks make so much money?

(Hint: It's NOT risky, it's fast, and YOU can copy them... No matter how broke or new you are.)

You might be thinking that the only way to invest in real estate is by buying a property, then selling it or renting it out.

But what if you don't have the time or inclination to do labor-intensive renovations and regular maintenance?

You've most likely read the books or listened to the gurus discussing how millions were made by flipping houses or wholesaling.

However, these methods normally entail extensive work, in-depth research, or a whole lot of money (be it yours or someone else's).

Owning property in itself involves plenty of challenges and out-of-pocket expenses.

But what if there was a way to reap the income-generating benefits of real estate without experiencing the pitfalls?

Enter mortgage note investing - an investment strategy so risk-free that even banks do it.

This type of investment is secured by real estate - assets that are likely to appreciate - thus giving you a good exit strategy if the borrower defaults.

It's a less popular but highly lucrative real estate investment... if you know how to do it right.

Fortunately, even if it's the first time you've heard of note investing, you can get right up to speed with this complete beginner's guide that will lay out all you need to know.

In Invest Like a Bank, here is just a fraction of what you will discover:

• How you can make money while helping distressed homeowners avoid losing their home
• An ideal starting point to note investing that doesn't involve a lot of money and can give you immediate feedback on your due diligence
• The one type of collateral you should never accept, no matter how profitable the investment seems
• How to figure out the right type of mortgage notes to invest in that will fit your budget, lifestyle, and preference
• Step-by-step calculations you can easily follow to check whether you're getting your money's worth
• The 3 main criteria you should consider when choosing a city to invest in to avoid future headaches
• How to capitalize on your LinkedIn connections to gain access to great deals and widen your investor network
• How to protect your money from scammers by ensuring you have this professional on your team
• Rewarding alternatives to foreclosure that will save the borrower's credit and save you precious time and money
• How to considerably grow your notes portfolio quickly without using any of your own money
• Bonus: Downloadable note investing checklist to help you quickly assess a note's investment potential

And much more.

Regardless of your investing experience, investing in mortgage notes is a great way to get your feet wet in the real estate market.

It's easier to start with note investing to gain knowledge and experience, then expand to other types of real estate investing in the future.

With the knowledge you'll gain from this guide, you'll have more than enough to get you started.

Pretty soon, you'll be growing from one note to ten to fifty and even more, with thousands of dollars in income effortlessly rolling in.

If you want a truly passive investment in real estate that will provide you with regular income without ever needing to leave your house, then scroll up and click the Add to Cart button right now.

Facing foreclosure? Put together a plan and take action.

Don't wait to take action if you're behind in the mortgage payments and facing a potential foreclosure. The Foreclosure Survival Guide covers your options for avoiding the loss of your home or at least delaying it. The strategies and useful information in this book will give you the tools you need to develop a plan to try to keep your home or decide if it makes sense to move on.

This guide can help you learn how to navigate foreclosure and potentially stay in your home. It gives you the practical information you need, including:

• the ins and outs of foreclosure


• how to decide whether you should try to keep your house


• what programs are available to potentially save your home and how to apply for them


• how to bring your loan current in Chapter 13 bankruptcy


• if you can't stay in your home, how to avoid unnecessary costs by filing for Chapter 7 bankruptcy


• what alternatives for giving up the property, like short sales and deeds in lieu of foreclosure, are available, and


• how to avoid becoming the victim of foreclosure rescue scams.

This book's powerful yet practical advice also explains the 120-day foreclosure waiting period before foreclosure starts, how the foreclosure process works in each state, potential tax consequences, and more. This edition is updated with the latest information on mortgage-assistance programs for homeowners, federal mortgage servicing laws, HOA foreclosures, and recent court decisions affecting homeowners' rights.

Foreclosure can be an intimidating and scary experience. The stress of potentially losing the family home can drive people to make mistakes, either by doing the wrong thing or failing to act at all. You need to know your options if you're having trouble making your mortgage payments or are already in danger of foreclosure. Your actions are vitally important if you want to keep your home or at least get through the process with as little anxiety as possible. This book has essential tips on what to do--and what not to do--if you're facing a foreclosure.

Questions about the mortgage process seem so complex and intimidating, yet they must be worked through achieve the American Dream of home ownership. Thankfully, this guide eliminates the confusion and stress with clear-cut answers to all your questions.

How much house can you afford (or not afford)? Is every mortgage loan the same, or are there specifics to look for that meet your individual needs? How can you increase your chances of getting those almost unbelievable rates you see banks advertising? Is there any end to the paperwork? Because unless you're sitting on a pile of cash, chances are you'll need to take out a mortgage when you're ready to buy your next home.

In Mortgages 101, you will find the latest information on:

• Application procedures
• Online lenders
• New loan and government programs
• Qualifying requirements
• Zero-down options
• Guidelines for self-employed borrowers

In this one-stop reference, find everything you need to know from a wide range of mortgage topics. From negotiating the best deal to saving on closing costs, Mortgages 101 supplies the answers and assistance for everything you need until the day you walk through your new front door!

Monthly Payment Amortization Tables for Small Loans is a practical tool for anyone who needs to calculate mortgage loan payments, and prefers to do it the old fashioned way.

It includes clean well laid out tables for mortgage loans from $20,000 to $1,000,000, interest rates from 1.00% to 20.75%, and terms from 3 to 40 years. One mortgage loan amount per 2-page spread allows you to quickly compare how varying interest rates and loan term options affect monthly payment.

5x8 paperback size is perfect to bring along to your bank, mortgage broker, credit union, real estate agent, or attorney. It's also a great tool for any bank or credit union loan officer, mortgage broker, real estate agent, attorney, or accountant.

Accurate printed tables work every time, even when tablets and smartphones don't. Needs no batteries or chargers, no software updates, and virtually no learning curve - just turn pages to look up your numbers It cannot be hacked, and does not suffer from broken screens. Works every time

The two biggest problems in real estate are finding properties and funding deals--and the solution to both starts here.

Are you ready to master the art of finding remarkable properties and securing the funds to seal the deal? Look no further than the expertise of Henry Washington, a real estate investor, influencer, and coach who turned a mere $1,000 into a portfolio of over 100 rental properties in just six years.

Whether you're a novice just entering the world of real estate investment or a seasoned pro with multiple deals under your belt, Real Estate Deal Maker is your essential guide to becoming a true expert. Learn how to find exceptional properties both on- and off-market and uncover the financial tactics that allow you to secure these deals with minimal personal investment. It's time to solve the biggest problems in your portfolio--and revolutionize your real estate game!

Inside, You'll Learn:

• How securing a great deal opens doors to various funding options.


• The 3 P's of finding deals: persistence, patience, and perseverance.


• The intricacies of deal funding, from understanding the pros and cons of various strategies to advanced techniques for securing your investment.


• How to approach real estate with integrity, honesty, and transparency to ensure you always prioritize people over properties.


• The significance of mindset in real estate success, and how to set clear, actionable goals.


• Real-life stories and experiences that shed light on the realities of the real estate world, offering invaluable lessons for both newbies and seasoned investors.

Facing foreclosure? Put together a plan. Take action.

If your home is in foreclosure, you don't have time to waste. You need to know your options and The Foreclosure Survival Guide can help. You'll learn how to:

- determine whether you should try to keep your house

- find loss mitigation programs that could help you save your home

- apply for mortgage relief from your lender

- avoid foreclosure rescue scams

- bring your loan current in Chapter 13 bankruptcy, and

- if you can't stay in your home, avoid unnecessary costs by filing for Chapter 7 bankruptcy.

This edition's powerful yet practical advice also explains your most important tool--the 120-day foreclosure waiting period before foreclosure starts. You'll also find information on foreclosure procedures, potential tax consequences, and more.

In addition, this updated edition includes a new chapter covering HOA liens, foreclosures, and what you can do if your HOA threatens you with foreclosure.

Think mortgage payments need to last for 30 or 15 years?

THINK AGAIN.

There is a lot of ignorance when it comes to mortgages. Most people are locked into long term mortgage payments without realizing how expensive this really is and how to break this captivity cycle.

Do you have a mortgage? Is the cost of carrying your mortgage a hefty burden on your finances? If your answer is yes, you are not alone.

You CAN take control of your mortgage, build equity faster and save years of mortgage payments and thousands in interest.

This book will show you exactly what to do to eliminate your mortgage debt quickly. It's the simplest, most straightforward plan for changing your money habits and paying off your mortgage quickly. And it's based on results, not pie-in-the-sky fantasies

I have used the same method to pay off my own mortgage faster (see chapter 7 for my story) - so can you

This book will guide you through straightforward, actionable advice that will help you get started no matter what your situation is

You will learn:

• How expensive your mortgage really is.
• Why it is important to pay your mortgage faster
• Different ways to reduce the loan time frame and the total amount of interest paid in the long run
• Simple tricks to pay off your mortgage faster
• How remarkably different will be your financial situation once you pay your mortgage sooner.
• My own journey to pay off my mortgage in few short years.
• The complete proven 4-step system to pay off your mortgage quickly.

All explained simply with tables and charts so you can understand exactly what to do .

In addition, you will be given a link on our website to download for free our own Excel mortgage amortization spreadsheet so that you can calculate your own mortgage situation, comprehend where your money goes when you take a mortgage and chart your own game plan.

THERE IS A BETTER WAY that each and every person can employ to save years of payments and thousands in interest.

Let me help you free the long term shackles of your mortgage debt... and give you the tools and wisdom you need to pay off your mortgage fast

Imagine the freedom you'll enjoy once you pay off your mortgage in few short years and how different your life will be.

Scroll up and grab your copy today. You owe it to yourself and you owe it to your family

Loan amounts of $50 to $300,000. Interest rates of 2% to 25.75%. Terms up to 40 years.

Foreclosure defense? The bank wins, the homeowner loses, right? Not anymore. As foreclosures cases have skyrocketed, a few legal professionals have developed the experience and expertise necessary to navigate a complicated legal system that wasn't accessible to the ordinary defendant. Until now. Kimberly Alderman is one of these professionals. Whether you're a lawyer or an ordinary homeowner trying to figure out what your options are, Alderman's clear, concise style will explain techniques and strategies that will help you determine how you can get the most out of your foreclosure defense. While Foreclosure Defense is a suitable starting point for attorneys looking to orient themselves in the world of foreclosure defense, it is digestible and clearly written enough for non-lawyers to gain a basic knowledge of foreclosure defense as well. Don't rely on the internet or books written by non-lawyers to educate you on this topic. Foreclosure Defense: Litigation Strategies and Appeals is the single best starting place to begin your education in foreclosure litigation. Many foreclosure cases are winnable. Yet even of those winnable cases, most are lost because defendants do not know what arguments and options are available to them. You'll never know if your case is winnable without a basic understanding of foreclosure defense, and the lessons you need are in this book.

Performance Programs Company's Mortgage Loan Originator License Exam Prep (MOLEP) is a 210-page modern learning tool designed to prepare mortgage loan originator candidates to pass the NMLS SAFE MLO licensing exam. MOLEP is comprehensive in that it contains both key content review and testing practice. The text review specifically follows the MLO National Test outline as promulgated by NMLS testing officials. This outline sets the standard for content coverage, test section weighting, and, essentially, what is on the MLO test.

Consistent with the promulgated NMLS license examination outline, the main sections of the exam prep cover:

• Federal Mortgage Related Laws
• General Mortgage Knowledge
• Mortgage Loan Origination Activities
• Ethics
• Uniform State Content

Following each major section is a chapter-end quiz to test your mastery of the subject material. This is further reinforced by explanations in the Answer Key to each chapter quiz. Exam candidates should also note that all content to our exam prep is tersely presented in bullet point lists. We make every effort to present only the essential material that you need to learn the test outline subjects.

Finally, our MOLEP challenges candidates to take and pass two 100-item practice tests covering the entire test outline. Again, each practice test comes with an answer key and explanation. Between the practice quizzes and practice exams, there are 420 total questions with rationales in MOLEP.

Taken as a whole, if you learn the content in our exam prep resource, we know you will pass the MLO license examination. Testing officials went into great detail outlining what would be presented in the MLO license exam. And we went to great lengths to explain all this content in our publication. Following that, the most we can do is wish you the best of success in taking and passing your exam. So good luck!

If you could pay off your mortgage in even a third of the time instead of waiting thirty years to pay it off, wouldn't you want to know how to do that?

It's possible with the right home loan. While it may seem unbelievable, it comes down to math and a little education that banks prefer homeowners not know about.

Michael Lush has spent fifteen years as a mortgage originator helping consumers get into their dream home.

After speaking to a wealthy mentor of his, he then stumbled across how the wealthy finance their homes using lines of credit.

Along with his co-author, David Dutton, Lush now teaches future homeowners, present homeowners as well as successful real estate investors how to use a simple home equity line of credit to pay off a home in 5-7 years.

In this book you will learn:

- The case against a mortgage from a 15 year mortgage veteran.

- Why making extra payments on a mortgage vs a HELOC is still slower and also locks your money up until you sell your home.

- 2 important reasons why this strategy isn't more well known.

- How to pay off a home faster even if you have very little equity.

- 5 powerful resources that will help you get started quickly to becoming mortgage free.

- Pros and Cons of a HELOC

- The deadly mistakes homeowners make when using a HELOC - How to build a real estate empire. - How to buy a vacation home and pay it off quickly (See chapter 9) Before you even think about signing on for a thirty year mortgage, you owe it to yourself to read this book as well as check out their popular Youtube channel.

This is a plain-English explanation of how we got into the current economic disaster that developed out of the economics and politics of the housing boom and bust. The creative financing of home mortgages and the even more creative marketing of financial securities based on American mortgages to countries around the world, are part of the story of how a financial house of cards was built up -- and then suddenly collapsed.

The politics behind all this is another story full of strange twists. No punches are pulled when discussing politicians of either party, the financial dangers they created, or the distractions they created later to escape their own responsibility for what happened when the financial house of cards in the financial markets collapsed.

What to do, now that we are in the midst of an economic disaster, is yet another story -- one whose ending we do not yet know, but one whose outlines and implications are explored to reveal some surprising and sobering lessons.

Real estate investing is a risk, no matter what you are considering to purchase or how experienced you are. Real estate note investing is no small purchase and not devoid of risk either, but if you talk to an investor that has been there, done that, you are bound to hear the same thing you will hear in this book: It is worth it

Real estate note investing means you purchase the loan from a lender, essentially making you the bank. You are not a landlord and do not own the property (yet....), so you do not need to do any maintenance or physical labor to flip it for profit, like a hard real estate investment requires. Instead, you collect the mortgage payments and enjoy the monthly passive income for the duration of the note. But what happens when the note is not performing? You can still make money there, and in some cases, more than you would if you bought the loan that has a faithful borrower.

There are several considerations you need to review before you dive into an investment this size. Once you have done your due diligence and developed a strategy for success, you can expect to see returns on your investment up to 20% in as little as a few months. When you are playing with the big numbers, this can mean some serious income for you

It is not easy finding these notes to buy or working with borrowers sometimes, so make sure to commit to memory the phrases and tips outlined in this book to make the interactions and processes smooth and effective. In the chapters of this book, enjoy learning the secrets note investors live by to create a wealth that boosts their bank accounts immediately and over time, you can achieve this with less effort than a traditional real estate investment requires.

Highlights of the book include:

• A brief overview of exactly what a mortgage note is and how it is sold
• Strategize how to invest in notes for the largest return options
• How to make money from non-performing liens by making sound investments and clever strategies
• Discover how to buy notes and who sells them
• A unique return calculator you can use to determine the profit potential of a note quickly, and also help determine the action you would take to exit the investment
• Confront the challenges of investing in notes by understanding the concerns and how you can mitigate your risk for the best and highest yield
• Determine if investing in commercial real estate notes is for you by learning about the different nuances and similarities with residential notes
• Reference if a state you are considering investing in is a judicial or non-judicial state to help you identify the time it would take for you to see a return on your investment during the foreclosure process
• Recognize the difference between investing in a rental property and in a mortgage note. You will be surprised at how attractive the note is compared to a hard asset
• Learn the difference between buying a junior lien and a senior lien and how to make either work for you.
• And much, much more

Ever wonder how banks make so much money?

(Hint: It's NOT risky, it's fast, and YOU can copy them... No matter how broke or new you are.)

You might be thinking that the only way to invest in real estate is by buying a property, then selling it or renting it out.

But what if you don't have the time or inclination to do labor-intensive renovations and regular maintenance?

You've most likely read the books or listened to the gurus discussing how millions were made by flipping houses or wholesaling.

However, these methods normally entail extensive work, in-depth research, or a whole lot of money (be it yours or someone else's).

Owning property in itself involves plenty of challenges and out-of-pocket expenses.

But what if there was a way to reap the income-generating benefits of real estate without experiencing the pitfalls?

Enter mortgage note investing - an investment strategy so risk-free that even banks do it.

This type of investment is secured by real estate - assets that are likely to appreciate - thus giving you a good exit strategy if the borrower defaults.

It's a less popular but highly lucrative real estate investment... if you know how to do it right.

Fortunately, even if it's the first time you've heard of note investing, you can get right up to speed with this complete beginner's guide that will lay out all you need to know.

In Invest Like a Bank, here is just a fraction of what you will discover:

• How you can make money while helping distressed homeowners avoid losing their home
• An ideal starting point to note investing that doesn't involve a lot of money and can give you immediate feedback on your due diligence
• The one type of collateral you should never accept, no matter how profitable the investment seems
• How to figure out the right type of mortgage notes to invest in that will fit your budget, lifestyle, and preference
• Step-by-step calculations you can easily follow to check whether you're getting your money's worth
• The 3 main criteria you should consider when choosing a city to invest in to avoid future headaches
• How to capitalize on your LinkedIn connections to gain access to great deals and widen your investor network
• How to protect your money from scammers by ensuring you have this professional on your team
• Rewarding alternatives to foreclosure that will save the borrower's credit and save you precious time and money
• How to considerably grow your notes portfolio quickly without using any of your own money
• Bonus: Downloadable note investing checklist to help you quickly assess a note's investment potential

And much more.

Regardless of your investing experience, investing in mortgage notes is a great way to get your feet wet in the real estate market.

It's easier to start with note investing to gain knowledge and experience, then expand to other types of real estate investing in the future.

With the knowledge you'll gain from this guide, you'll have more than enough to get you started.

Pretty soon, you'll be growing from one note to ten to fifty and even more, with thousands of dollars in income effortlessly rolling in.

If you want a truly passive investment in real estate that will provide you with regular income without ever needing to leave your house, then scroll up and click the Add to Cart button right now.

Want to invest in real estate without the hassle? Learn how to create financial freedom and passive income in real estate as a private money lender.

Actively investing in real estate can sometimes seem impossible. Not everyone can spend all hours of the day dashing off to talk to motivated sellers, managing fix-and-flips, or screening tenants for rental properties. Instead, you can choose a different path by being the bank for other active real estate investors--a strategy that works with any lifestyle, builds toward financial goals, and gives you time back in your day.

What used to be a trade secret for corporate lenders is now available to the average person, and Lend to Live makes the private lending path actionable and accessible for everyone. With more than two decades of experience in the mortgage lending space and real estate investing, Alex Breshears and Beth Johnson show you how to invest in real estate from anywhere in the world--all you need is an internet connection and a cell phone.

Inside, you will learn:

• Why private money lending has become a popular alternative investment strategy to create passive income


• How to establish baseline lending criteria to match your investment goals and risk tolerance


• Steps to take to secure your investments using the C.P.R. private lending method


• How to build a private lending virtual team to provide end-to-end support


• Key pieces of information to collect and the process of underwriting a loan opportunity


• The risks and rewards of private lending as a passive real estate investment


• Precautions and key considerations to help reduce your risk exposure


• Tactics, tools, and tips to ensure your loan is safe from origination to final payoff

Do you want to run a real estate business from a backpack? Lend to live the life of your dreams!

In the United States, homeownership is synonymous with economic security and middle-class status. It has played this role in American life for almost a century, and as a result, homeownership's centrality to Americans' economic lives has come to seem natural and inevitable. But this state of affairs did not develop spontaneously or inexorably. On the contrary, it was the product of federal government policies, established during the 1930s and developed over the course of the twentieth century. At the Boundaries of Homeownership traces how the government's role in this became submerged from public view and how several groups who were locked out of homeownership came to recognize and reveal the role of the government. Through organizing and activism, these boundary groups transformed laws and private practices governing determinations of credit-worthiness. This book describes the important policy consequences of their achievements and the implications for how we understand American statebuilding.

Introducing our NMLS Study Guide 2024 and 2025: 3 Practice Exams and NMLS SAFE MLO Test Prep [2nd Edition]!

Trivium Test Prep's NMLS Study Guide includes everything you need to pass the NMLS MLO exam the first time.

Quick review of the concepts covered on the NMLS SAFE Mortgage Loan Originator Exam3 full practice tests with detailed answer explanationsTips and tricks from experienced Loan Originators

Trivium Test Prep's NMLS Study Guide is aligned with the official NMLS SAFE Mortgage Loan Originator Exam framework. Topics covered include:

Federal Mortgage-Related Laws, Other Mortgage Laws and Authorities, Qualified and Non-Qualified Mortgage Programs, Mortgage Loan Products and Terms, Loan Inquiry and Application Process, Qualification Processing and Underwriting, Closing, Financial Calculations Used in Mortgage Lending, Ethics, Uniform State Content

NMLS & NMRC were not involved in the creation or production of this product, are not in any way affiliated with Trivium Test Prep, and do not sponsor or endorse this product.

About Trivium Test Prep

At Trivium Test Prep, we understand that students need high quality, reliable test prep materials. Our test prep materials are developed by credentialed experts with years of experience who are excited to share their knowledge with you. We have resources available to assist in every step of your education - from high school, to college or the military, and even graduate school - everything you need to kickstart your career.

How to pay off your mortgage in 6 to 8 years: Wealth habits of the rich that will save you thousands

By Joe Correa

Want to pay off your mortgage and be out of debt?

This book has the solution. It's full of valuable ideas and examples that others have used to eliminate their mortgage debt in just a few years. You will learn how to minimize expenses and plan your pay off strategy in an organized and practical manner.

What do banks offer as a solution?

Most banks only give you one option which is basically to send your payment every month for the next 30 years. Yes, you will have paid off your mortgage by then but there's a better way. A faster way and easier way that requires simply planning for what needs to be done.

Do you have a 30 year mortgage?

Do you have credit card debt?

Do you make insurance and property tax payments?

If you answered yes to any of these questions, you can seriously lower your mortgage debt and the time it takes you to pay it off. If you answered no, there's still other options that are explained in detail.

Most books give you general ideas as to what you can do to eliminate your mortgage debt but this book shows you how it's done with real examples and solutions.

You will see how payments amortize, how much interest goes towards payments, and how much interest you will pay over the life of the loan when presented with different solutions.

Why is paying off your mortgage important?

Having a 30 year mortgage can be a blessing and a headache at the same time. Most people finance their first home while in their 30's which means they will finish paying off their mortgage in their 60's if not later. When you finally pay it off, you will have eliminated one of your largest monthly payments and you can now start saving a lot more than before. Guess what? You are around retirement age or coming close to it so what will happen to your income? For some, it will remain the same. For others, it will decrease slightly. And for many, it will disappear and you will have to live off your retirement savings for however long they last. Having less expenses sooner than later will equate to more savings for years to come and having less payments to make will reduce the financial burden when you have retired.

Taking proactive steps towards paying off your mortgage sooner will change your life. It will allow you to free up time to do what you really want to do and work less.

Pay off your mortgage and start living the life you have always wanted Go on vacation, spend time with loved ones, or start a new business.