When I first wrote the first edition of the run-away bestseller: HOW TO CREATE MULTIPLE STREAMS OF INCOME in 2008, the global economic was just entering recession. Economic recession is a temporary slowdown in economic activity or prosperity. Nigeria and other developing economics were playing the ostrich game. They were too sure the recession would not affect their largely mono-product economies. How wrong they were. I pursued this mandate by organizing seminars in churches across the country with Christian Leadership Skills, as the platform. I also had my consulting outfit: Alaryn Management Centre Ltd operating in the corporate world of consultancy. The scope of streams of income available to me at this stage were consultancy fees and honourarium. One of the reasons why 54% of people working all their lives still end up broke and dependent on others for survival is because, they are working hard for the wrong kind of money. It is hard to become rich at 60, if you have to work hard for certain types of income, which I will be highlighting very shortly. To become rich at 60, you need to learn how to build, buy or create assets. It will all depend on what you want from your money: To be secured, comfortable or rich? The journey towards retiring rich and happy is primarily that of the mind and of the heart, rather than a physical process. A research finding quoted in my earlier best seller How To Fire Your Boss And Hire Yourself, stated that if you randomly select 100 young men at age 20 and follow them up till they are 60 years of age, the following results will manifest in their lives.

I started writing this book in 1994. That was the year the LORD graciously commissioned me to raise for Him Quality leaders. I started with Ministers' and Pastors' workshop. Training for ushers was the second assignment I handled among the three fold mandates the LORD gave me in 1994. But, no book was written by me back then, neither did I come across any specialized book on Ushers, Greeters and Protocols in one volume, 20 years ago.I have been privileged to conduct Training courses across the length and breadth of Nigeria on Ushering ministry for 20 years. I have interacted with over 400 churches from over 280 denominations in conferences and seminars but I never wrote a book on this topic. Our outfit, Christian Leadership Skills, have been involved in mass training for ushers in churches that counted 120,000 on Sundays with Ushers' workforce of about 4,000. I have written 36 books todate, but none on Ushers, Protocol and Greeters until now.A particular mega church invited us to deliver training for ushers and crowd controllers twice within three months in their headquarters church. Their invitation came a bit late I could not be there physically. I didn't have a book on Ushers or crowd control. Only a manual.Churches get confused on the role of ushers as different from protocol officers. I have witnessed ushers and protocols fight for territories in churches. A particular church head usher insists that he must stay side by side with the protocol officer by the altar, very close to the anointed. There was no book to show where each belong.A particular ministry scrapped the word Ushers from the list of ministries. The General Overseer banned the entire ushers from officiating in the length and breadth of the church. His reason? Brethren have the Holy Spirit to direct them. No need for Ushers and the church went on smoothly thereafter. I had no book to give to the man of God. No book I could give, until 20 years later!Who are Ushers? Who are Protocol officers? Who are Greeters? Who are Traffic Controllers? I didn't write any book to explain. I only explain during workshop session. Now the explanation has become handy.

How to Conduct Spiritual Mapping and Take Over Your Church Territory by Albert O. Aina is a breakthrough handbook for church leaders and spiritual warriors aiming to reclaim and change their communities via the power of spiritual warfare. This thorough book presents the notion of spiritual mapping, a strategic tool used to detect and eliminate spiritual strongholds, and gives precise procedures for utilizing these strategies to exert spiritual control over your church's area.

Drawing on biblical ideas, historical examples, and modern case studies, I dig into the foundations of spiritual mapping, highlighting its value in comprehending the spiritual landscape of your community. The book addresses how to obtain critical information, assess spiritual facts, and establish effective prayer techniques to destroy the powers of darkness that inhibit spiritual development and communal change.

How to Conduct Spiritual Mapping and Take Over Your Church Territory gives practical instructions on rallying your church for spiritual battle. It contains step-by-step directions on arranging prayer walks, performing intercessory prayers, and participating in prophetic actions that announce God's rule over your region. Albert O. Aina underlines the significance of unity, patience, and faith in carrying out these spiritual activities, guaranteeing that your church can stand fast against spiritual resistance.

This book is an invaluable resource for pastors, prayer leaders, and intercessors devoted to seeing their communities changed by the power of God. With its blend of theological insights and practical applications, How to Conduct Spiritual Mapping and Take Over Your Church Territory empowers readers to take proactive steps in spiritual warfare, leading to a revitalized church and a community experiencing the tangible presence and power of God. Embrace this strategic strategy and watch the revolutionary effect of recovering your church's area for the Kingdom of God.

You church needs an healthy system for it to grow

God called me in September 1994. It was during my quiet time before going out for my consulting practice. I was then the Chief Executive Officer/Managing Consultant of Alaryn Management Centre Ltd. I was deeply involved in boosting sales, training and equipping managers and officers of various companies who retained us as their Management/Training consultant. By the grace of God, several small and big companies grew and benefitted from our consulting services.I heard God clearly telling me on that fateful morning thus The same things you are giving to the business world, package it, give it to my church, beginning with the Bible... I have been doing just that since 1994, as CEO Christian Leadership Skills Inc. The divine call is one of the reasons why I wrote this book. I have been involved in Christian leadership since 1982. But I started pastoring in 1995, as Senior Pastor. It has been my motivation, desire and passion to see God's work grow and progress. Most of the principles in this book, if not all, have been practiced with results in our ministry. When I was privileged to become the President of AGAPE Conference in 1987, only one or two churches attended. By 2003, 203 churches from 85 denominations became regular participants. In other words, I am a fellow student with you dear precious reader in this same school of church growth. This is the second reason why I wrote this book .My wife, Lara, is a Mathematician. She has been teaching Mathematics since 1989. Naturally, she likes computation and percentages. We came back from a Pastors' meeting one evening, Lara analyzed the various reports submitted by about 187 churches. Her statistical conclusion got my attention. She found out that only two churches of the lot were above 1,000 in attendance. Only one church was 500 in attendance, ten churches averaged 300 worshippers. About twenty-four churches were above 100. One hundred and fifty churches were below 100 in attendance.Though our church was above 1,000 at that time, we received a burden, a mandate to seek for what factors make for church growth. When we searched further, we discovered that 87% of churches in Nigeria were below 200 in attendance. This is the third reason why I wrote this book. It is to report our findings on what make churches grow. I have also discovered that success in ministry is more than numbers. What makes for success in the eyes of God, the LORD of the harvest, is not the same indices used by men to bench mark success. There are habits found with successful pastors. In fact, by and large, success in ministry is an inside job. No work can grow faster on the outside than the man behind the work is growing on the inside. This is my fourth reason for writing this book.The challenge of growth is enormous in the gospel ministry in Nigeria and Africa. The problem and challenges we face are not the same as those faced in other lands and under different climes. The few books we are reading on Church Growth are written by foreign authors, far removed from our context. Many are not relevant to Africa. Except from the writings of Dr. Francis Akin-John, Bishiop David Oyedepo, Pastor Mathew Ashimolowo and very few others, there are not many books and literature on what makes churches and ministries to grow in our contemporary African setting. If this gap is filled a little by this book, then the fifth reason for its writing is justified.We need to continually elevate our thoughts in search of solutions to problems that confront us today. We can not solve our current problems with the level of thinking of yesteryears. This book is a little effort to advance the frontiers of knowledge on the subject of church growth. This is the seventh reason why it took me about 25 years of christian leadership experience, over a decade in pastoring small and growing large churches, and 100,0000 hours, to put down 100 ways to increase church attendance.

God sent me to empower the business people, to raise effective leadership and give the youth a sense of direction and achievement: I am to give to the church, the things I was giving the business world. This is the number one reason why I wrote this book. I discovered a powerful truth after about twenty years in the world of work and business. The first seven years in two salaried jobs and next ten years as a self employed professional, another three years as people's skills developer, business and leadership coach, and CEO of Christian Leadership Skills Inc., I discovered that having a job gets in the way of getting rich. When you read the next chapter on 21 REASONS WHY YOU MUST FIRE YOUR BOSS AND HIRE YOURSELF, you will see the second reason why I wrote this book. I had an encounter through a chanced discussion with my bank manager some years ago, after ten years of doing business. She asked if I was involved or knowledgeable in investing. Her experience got me startled. I wished I had been to her earlier. She told me that her family had been living on dividend income for about four years following seven years of commitment to investment. This highly paid banker hardly used her salaries nor that of her husband's business to run the family. They never needed to. I learnt the difference between earning money and making money. Prior to this period, I was working harder than my money. Following this divine enlightenment, I learnt, how to make my money work harder and how to be rich. This is the third reason why I wrote this book - to get your job out of your way, so you can be rich. Your employers can never make you rich.

Unlock the secrets to effective discipleship with Practical Disciple-Making Strategies, a comprehensive guide that equips you with actionable methods to nurture and grow your faith community. This book distills years of ministry experience into practical steps that church leaders and members can implement immediately.

This essential resource covers various topics, from creating relational disciple-making environments to leveraging modern technology for spiritual growth. You'll find real-world examples, insightful anecdotes, and step-by-step instructions that make discipleship accessible and impactful.

Practical Disciple-Making Strategies is designed for those who seek to foster deep, authentic relationships that encourage spiritual maturity and community engagement. Whether you are a pastor, church leader, or a passionate believer, this book provides the tools to transform your disciple-making efforts and build a thriving faith community. Embrace these strategies and watch your church flourish.

Now, it came to pass that a group existed who called themselves fishermen. And lo, there were many fish in the waters all around. In fact, the whole area was surrounded by streams and lakes filled with fish. And the fish were hungry. Week after week, month after month, and year after year, these who called themselves fishermen met in meetings and talked about their call to go about fishing. Continually they searched for new and better methods of fishing and for new and better definitions of fishing. They sponsored costly nationwide and world-, wide congresses to discuss fishing and to promote fishing and hear about all the ways of fishing, such as the new fishing equipment, fish calls, and whether any new bait was discovered. These fishermen built large, beautiful buildings called Fishing Headquarters. The plea was that everyone should be a fisherman and every fisherman should fish. One thing they didn't do, however; they didn't fish. All the fishermen seemed to agree that a board was needed which could challenge fishermen to be faithful in fishing. The board was formed by those who had the great vision and courage to speak about fishing, to define fishing, and to promote the idea of fishing in faraway streams and lakes where many other fish of different colours lived. Large, elaborate, and expensive training centers were built, whose purpose was to teach fishermen how to fish. Those who taught had doctorates in fishology. But the teachers did not fish. They only taught fishing. Some spent much study and travel to learn the art of fishing and to see faraway places where the founding fathers did great fishing in the centuries past. They lauded the faithful fishermen of years before who handed down the idea of fishing. Many who felt the call to be fishermen responded. They were commissioned and sent to fish. And they went off to foreign lands ... to teach fishing. Now it is true that many of the fishermen sacrificed and put up with all kinds of difficulties. Some lived near the water and bore the smell of dead fish every day. They received the ridicule of some who made fun of their fishermen's clubs. They anguished over those who were not committed enough to attend the weekly meetings to talk about fishing. After all, were they not following the Master who said, Follow me, and I will make you fishers of men? Imagine how hurt some were when, one day, a person suggested that those who don't catch fish were really not fishermen, no matter how much they claimed to be. Yet it did sound correct. Is a person a fisherman if, year after year, he/she never catches a fish? Is one following if he/she isn't fishing?

Why I Wrote This Book Millions of people that would have joined the millionaires club, are held back, always by one factor - lack of capital. About twenty years after I started my own business with less than One thousand Naira (N1,000), ($8), I speak from the vantage position of experience. The principles in this book have worked in my own life, both in business and ministry. That is the first reason why I wrote this book, the principles of starting business with little or no money works. I have been privileged to coach several thousands of small-scale business owners, civil servants, unemployed graduates and students since 1994. It has been my pleasure to see young millionaires emerge, after 5 to 6 years, starting with practically nothing but an ironclad determination to start where they are. These living witnesses are the second reason why I wrote this book. I have discovered that the hardest currency is not the Pound Sterling or American Dollar. The hardest currency is neither Euros nor Japanese Yen. The hardest currency is an IDEA, whose time has come. Every human mind plays host to at least 10,000 ideas daily. Some are good and some very bad. Motivational masters and social psychologists estimate that there are four major ideas, that greet every man yearly. Any of these ideas when developed, is capable of changing the economic story of the individual positively, forever. I have presented 50 business idea that ordinary folks like you and I can develop and change our economic fortunes forever. Trust me I have developed one or two, and teach several of them to thousands of people in the last twenty years, since I discovered them. This is my number three reason for writing this book. I started my business on a small scale. I started with sharing an office space, because I could not afford a full month rent. By the grace of God, using the principles in this book, our business later occupied five offices. Two years later, we employed eight graduates. This book shows you how to start small, it also shows you how not to remain small. This is my fourth reason for writing this book. You will learn the power of initiative and daring.

The Scope of Human Capital Management in the Church is a critical resource for church leaders and administrators devoted to improving their ministry's success by concentrating on the strategic management of their most important asset people. This thorough book digs into the ideas and methods of human capital management, customized particularly for the unique setting of church service.

Drawing on a combination of biblical ideas, current human resource methods, and real-life church case studies, Albert O. Aina presents a comprehensive framework for understanding and executing successful human capital management within the church. The book addresses ways to recruit, develop, and retain brilliant persons who are enthusiastic about promoting the mission of the church. Readers will get useful insights on topics including recruiting, training and development, performance management, and succession planning.

The Scope of Human Capital Management in the Church covers a broad variety of subjects, including developing a culture of continuous improvement, building successful teams, and harnessing volunteer participation. The book also covers frequent issues encountered by church leaders in managing their human resources and gives practical methods to overcome these hurdles. With realistic ideas and real-life examples, i educate church leaders to establish a healthy, dynamic atmosphere where every member's contributions are acknowledged and appreciated.

This book is an invaluable tool for pastors, church administrators, and ministry leaders who aspire to expand their church's influence via efficient people management. By embracing the ideas stated in The Scope of Human Capital Management in the Church, readers will be empowered to construct a more cohesive, motivated, and productive team, eventually leading to a more dynamic and successful ministry. Embrace this vital guide to unleash the full potential of your church's human capital and propel your mission forward with excellence and purpose.

You should be fed up with being broke and always struggling for money. All your boss gives you is a JOB which is an acronym for Just Over Broke. Your job makes you feel you cannot do without salary. People who need salary are slaves to salary. You must be tired of being kept under constant threat and fear of losing your job or being desolate You would have invested the most profitable prime time of your life in employment. A whole 100,000 hours of your life is expended in return for a take home which hardly takes you home. You are in company of 96% of other employees returning to the work they hate to go, and to see faces they are not too comfortable to put up with. You should be tired of being forced to live in a vicinity and neighbourhood you wouldn't have chosen to live in. Your employment location has always determined where you will live - if you would not be late to work. Your employer determines what leisure time you have and how you spend it. They must of necessity approve your leave/vacation time. They determine when you leave home and when you get back home daily, when you wake up and when you go to bed. Your personal vision remains buried, and put on hold and subject to the corporate vision. You cannot have two captains in a ship. You are tired of being categorized as an overhead item of expenditure. Your boss will never make you rich and he is not in anyway responsible for making you rich. Your employer's plan is for you to be poorer after your leaving paid employment. What they pay as retirement benefit hardly covers your living expenses at old age. You must not leave all the planing for your retirement to your employers. You will need between 70 - 80% of your pre-retirement income to sustain a comparable standard of living after retirement.

Discipleship versus Mentorship provides an in-depth examination of two fundamental but contrasting approaches to the growth of one's spirituality and personal life. An in-depth knowledge of these ideas is provided in this illuminating book, which also demonstrates how these ideas may be used efficiently to encourage individual development as well as growth among church communities.

This book sheds light on the distinct roles that discipleship and mentoring play in cultivating spiritual maturity and human development. It does so by drawing on the teachings of the Bible, historical instances, and contemporary practices. Through the presentation of distinct definitions and comparisons, it enables readers to understand better the various objectives, procedures, and results associated with each approach. When church leaders and believers have this knowledge, they can capitalize on the qualities of both discipleship and mentoring to build a community that is more robust and supportive.

The book dives into the fundamental concepts of each notion, the dynamics of mentor-mentee and disciple-disciple relationships, and practical techniques for incorporating both into church activities. It covers a wide range of themes and covers a variety of topics. This article provides thoughts that may be put into action as well as examples from real life to explain how these practices might be harmonized to optimize their influence on individuals as well as the congregation.

For pastors, ministry leaders, and everyone else who is committed to their own personal and spiritual development, this resource is of the utmost importance. Through the adoption of the ideas presented in Discipleship versus Mentorship, readers will be provided with the tools necessary to establish connections that are more profound and meaningful, as well as to develop successful tactics for leading others on their emotional and spiritual journeys. Develop a deeper comprehension of these potent ideas and acquire the knowledge necessary to use both of them to construct a society that is flourishing and spiritually enlightened.

I entered into the church premises, no one noticed me. The usher hurriedly passed me into church service as if I was disturbing the traffic. When I tried to park my car on my first visit to the church, he yelled and barked at me because I was wrongly parked. I did not complain. I even greeted him heartily, but I was answered under breath with scant murmur. I took it. I entered with my heavily pregnant wife who desired to stay in an airy part of the auditorium and close to the ladies, but we were snubbed and treated as troublesome. The day's bulletin was pressed into our hands, as if we were beggars. I tried to compliment the Usher for his kindness, he wouldn't bother to look at my face. I took up the hymn book during congregational song, it was snatched from me by the usher, saying I ought to share with others. I never complained, even though I would have happily shared this, if I had been told earlier. As we stood to go after the service, we were ordered to move out without making a noise I didn't nag. Not even one person standing as usher ever smiled or looked at our sinful faces, all through the solemn service. I came the following Sunday, hoping for a better reception this time. I got none. Still, I never complained; that was uncalled for. No, I am the nice worshipper. And I'll tell you who else I am. I'm the worshipper who never comes back This is the challenge facing the church today - attracting, retaining and assimilating more first time guests. This is why this book is timely and for you especially.

Christ Did Not Come to Make Christians but to Make Disciples is a transformative exploration of the true essence of Jesus' mission on Earth. Challenges conventional religious thinking, inviting readers to delve deeper into what it means to be a disciple of Christ. This compelling book redefines discipleship, emphasizing a life of active faith, intentional growth, and deep relational commitment to Jesus' teachings.

Combining biblical insights, historical context, and practical applications to guide readers on a journey toward authentic discipleship. By shifting the focus from mere religious identification to living a life that mirrors Christ's own, this book inspires a profound spiritual transformation. Whether you are a new believer or a seasoned Christian, Christ Did Not Come to Make Christians but to Make Disciples offers a fresh perspective that will invigorate your faith and empower you to live out your calling as a true disciple of Christ.

The fast-changing digital world of today presents churches with a unique set of problems when it comes to reaching out to and engaging their people. How to Market Your Church and Sell Your Programs this is an important handbook for church leaders attempting to negotiate these challenges. The purpose of this book is to give a thorough plan for successfully marketing the mission, services, and activities of your church. Such a blueprint will ensure that your message resonates with both existing members and potential members.

Mixes strategic ideas with practical solutions that are particularly designed for faith-based businesses. This is accomplished by drawing on years of expertise in marketing and ministry. A broad variety of subjects are discussed in this book, such as community outreach, content production, social media involvement, and branding. The purpose of each chapter is to provide you with concrete advice, real-life examples, and step-by-step tactics that will assist you in constructing a powerful and captivating presence both online and offline.

The fact that How to Market Your Church and Sell Your Programs places such a strong emphasis on genuine and moral promotional methods is one of the book's most notable characteristics. Highlighting the need to properly convey the church's gifts, underscores the necessity of preserving the church's fundamental ideals and purpose. To cultivate a real relationship with their audience, readers will acquire the knowledge necessary to write messages that are not only inviting but also faithful to their spiritual base.

This book is a wonderful resource for everyone, regardless of whether they are a seasoned church leader or are just starting in the world of marketing. You will not only be equipped with the information necessary to properly market your church but you will also be inspired to think creatively and strategically about how to interact with people and outreach into the community. By applying the tactics indicated in How to Market Your Church and Sell Your Programs, you'll be well on your way to extending your church's influence and establishing a flourishing, engaged community.

The book Rich Churches, Poor Churches: The Financial Health of Faith Communities written by Albert O. Aina provides a fascinating investigation of the financial discrepancies and dynamics within religious groups. This incisive book offers a detailed investigation of the aspects that contribute to the economic well-being of religious groups. It investigates why some churches are financially successful while others struggle to keep their doors open.

Albert O. Aina investigates the various financial practices and stewardship techniques that are used by various congregations. He does this by drawing on substantial research, case studies, and interviews with church leaders. The book examines churches that are doing well financially as well as others that are having difficulty, illuminating the commonalities that contribute to their financial stability. The readers will get useful insights into the finest practices that may assist churches in achieving financial health. These practices include creative fundraising tactics, smart budget management, and accurate financial reporting.

The book Rich Churches, Poor Churches also discusses the wider consequences of the imbalance in financial resources that exists within the arena of religious institutions. It investigates how economic difficulties affect the capacity of a church to carry out its purpose, provide for its members, and help the community in which it is located. To give a detailed understanding of the intricate link that exists between religion and finances, Albert O. Aina examines the social and cultural conditions in which these churches function.

The leaders of religious organizations, the members of such organizations, and anybody else who is interested in the long-term viability of religious institutions should read this book. Not only does it provide useful guidance for improving financial practices, but it also encourages a more in-depth contemplation of the role that stewardship and giving play in the development of a flourishing church community. Rich Churches, Poor Churches is a compelling call to action, pushing churches to embrace solid financial policies that complement their spiritual purpose and secure their long-term existence.

Re-Engineer Your Internal Ministries to Grow Your Church is a vital handbook for church leaders wanting to reinvigorate their congregations and increase their outreach. This book presents a strategic framework for reviewing and rejuvenating the internal operations and ministries of your church, ensuring they connect with current requirements and support sustainable development.

This enlightening book relies on years of experience working with various congregations to give practical, concrete strategies for re-engineering your church's missions. The book dives into crucial aspects such as leadership development, volunteer participation, program success, and community outreach. By concentrating on these essential areas, church leaders will learn how to establish dynamic and powerful ministries that connect with their members and attract new believers.

Re-Engineer Your Internal Ministries to Grow Your Church highlights the necessity of adaptation and creativity in today's fast-paced environment. Through real-life examples and case studies, this book explains how churches may overcome common problems, accept change, and apply tactics that lead to development and revival. Readers will learn how to leverage the power of technology, simplify administrative procedures, and develop a culture of continual improvement within their congregations.

This book is a must-read for pastors, ministry leaders, and church executives devoted to creating a lasting effect. It not only gives a plan for renewing internal ministries but also creates a vision for what a vibrant, growth-oriented church may accomplish. Re-Engineer Your Internal Ministries to Grow Your Church inspires leaders to develop a dynamic, engaged community that is prepared to address the spiritual and practical needs of its members and beyond.

This book How to Close the Back Doors of Your Church covers one of the most significant difficulties that congregations are now facing, which is the retention of members. This informative and practical book provides church leaders with techniques that are beneficial in preventing members from leaving the congregation, so ensuring that the community remains active, engaged, and expanding. Through the use of substantial research and case studies based on real-life situations, this book offers a thorough approach to understanding the reasons why members leave a church and how to cultivate a congregation that is more engaged and devoted.

Within the context of churches, Albert O. Aina investigates the fundamental factors that lead to alienation and attrition in this indispensable book. This book explores the significance of cultivating a feeling of belonging among members, as well as the value of strengthening communication and developing meaningful connections with one another. By placing their attention on these essential aspects, the leaders of the church will acquire the knowledge necessary to construct a supportive atmosphere in which every member feels valued and important to the community.

The book How to Close the Back Doors of Your Church has an emphasis on practical solutions and activities that may be taken to improve the retention of members within the church. The topics that will be covered include the creation of programs that are both interesting and relevant, the development of effective follow-up procedures for newcomers, and the cultivation of a culture that values care and support. In addition, I emphasize the significance of leadership in demonstrating commitment and cultivating an environment that is inviting and inclusive, which in turn supports engagement over an extended period.

This book is an excellent resource for pastors, ministry leaders, and church administration devoted to developing a vibrant congregation. With its combination of incisive analysis and practical counsel, How to Close the Back Doors of Your Church gives leaders the skills required to handle attrition proactively and have a lasting, positive influence on their community. You will be well on your way to shutting the back doors of your church and cultivating a congregation that is dynamic, loyal, and involved if you put into action the tactics that are discussed in this book.

Feasibility studies are not always feasible in the spiritual world of business. Computer-aided process planning and strategic alliances are impotent, in the face of demonic manipulation and remote control. Business process re-engineering is fickle, in the field of charms and 'jazz', diabolical powers. The business world is a war zone. There are unfriendly friends as business partners. Friendly fires accompany joint ventures. It is a battle zone full of deception, cruelty, self-abuse, compromise, charms, risk, demonic manipulation and disappointment. Come to think of it, 90 percent of businesses set up today will die within the next five years It is only 10 out of 100 of those who survive the first five years, that will last another five years. That was our finding at 2007 when our sixth book, 'HOW TO MAKE YOUR FIRST MILLION' was published. Five years later, the reality is this: 99% of all starting businesses will fail within ten years. The global economic recession was not in sight and never predicted as a possibility by economic experts. Millions of jobs have been lost, well established businesses, world class companies came crumbling. Stock market worldwide collapsed. Money failed once again on earth. All the scientific postulations and high-sounding theories have fallen flat on their faces. The foundation of the mighty Wall Street Barons, J. B. Morgan Empire, media empires, even oil companies are crumbling. The heat is burning as predicted by the Book of books, For behold, the day cometh, that shall burn as oven, and all the proud, yea, all that do wickedly shall be stubble; and the day that cometh shall burn them up, saith the Lord of hosts, that it shall leave neither rot nor branch (Malachi 4:1). MONEY FAILETH The global financial situations world has passed the stage of prophecy. It is happening real time, big time, rapidly now. Money is fast loosing its value. The lower denominations of most countries are already being phased. out. As at the week of this writing, Central Bank of Nigeria was about converting N5, N10 and N20 notes into coins. US dollar is losing its place in the global basket of currencies. Financial Times reported that in August 2012, the Central Banks of Nigeria and Tanzania joined their counterparts from other continents, in adding more Chinese renminbi or Yuan to their reserves. The Managing Director of Standard Bank, Beijing, China Bing Fan predicted, We expect that in five years, roughly 20 percent of the African total reserves of $500bn will go renminbi. His reason? As the dollar loses its value and the euro stands on the edge of the cliff, the renminbi has posed as the best choice at the moment for the African Central Bank reserve portfolio. Well, Fan was wise enough to limit his comment to at the moment. That was as it was in Egypt of old, it is now. And when money failed in the land of Egypt, and in the land of Canaan, all the Egyptians came unto Joseph, and said; give us bread; for why should we die in thy presence? For the money faileth (Gen 47:15). The times ahead are impossible times, too hot to be handled with human strength. But unto you that fear my name shall the Sun of Righteousness arise with healing in his wings and ye shall go forth, and grow up as calves of the stall (Malachi 4:2).